While INHP works to keep families safely and affordably housed, ultimately their efforts are about more than just putting a roof over someone’s head. “Being a homeowner is a lifelong dream for so many of the families that come to INHP,” says Rob. “So often, they are first-generation homeowners, meaning nobody else in their family has been able to achieve that before. And it represents a place to call their own.”

For months, one thing after another kept happening to Claire. She was in a car accident. Then, the kitchen sink needed to be repaired. After that, her twin daughters, who were both disabled, fell ill and needed extra in-home care and therapies. Already stretched to the max with her budget, these unexpected expenses pushed her past what she could possibly pay on her limited Social Security Disability income. She began to fall further and further behind on her mortgage.