After completing the initial steps of the Clinic’s intake process, Stephen was assigned to Housing Counselor Helene Rodriguez, who was determined to help him. “It just made me realize that sometimes it’s not [a client’s] fault that they fall behind on their mortgage,” she says. “It’s their medical condition, or traumatic events.”

This April, we explored the idea of Abundant Wisdom, with Chris providing our introduction at the beginning of the month. We then took an especially close look at how wisdom applies to financial matters. We learned more about our Building Wealth program and about what to do if you get an examination letter back from the IRS. We also met a woman who was given a second chance thanks to the hard work of Project GRACE.

Ultimately, Lisa was surprised by how much she learned, although originally she was hesitant to participate in the Building Wealth program. She says, “I felt like I had a lot of advantages that I had squandered and here I am in this situation.” She admits to feeling ashamed of needing help in the first place, but acknowledges her delays in seeking assistance only made her financial recovery that much harder. “The sooner you realize you are about to go off that cliff, you should pick up the phone and call. If you think it’s hard now, it does get worse,” she says. “If you can head it off at the pass, it makes it easier.”